Privacy Policy

"Vigilance and integrity are the twin guards of wealth."

— Thiruvalluvar

Porul ("the app", "we", "us") is a personal finance diary, and this policy also covers the myporul.com website. You can reach us at connect@myporul.com.

1. The Short Version

• Porul keeps your financial records on your phone. We run no server that stores your data and we cannot see it.
• We do not read your bank account, your SMS messages, your contacts or your location.
• We do not use advertising, advertising IDs, or analytics or tracking tools in the app.
• Cloud backup is optional. If you turn it on, your backup goes to your own Google Drive app-private storage, iCloud, or a folder you pick, not to us.
• You can export or delete all your data at any time.

2. Information the App Handles

You type this in; it stays on your device:

Porul does not ask for your name, email address, phone number, or government ID to use the app. The onboarding flow collects none of these.

What we do not collect

Contacts, photos, microphone, camera, precise or approximate location, device advertising ID, SMS or call logs, and bank or card credentials. The app requests only the permissions it needs: internet access (for backup and purchases) and Google Play Billing (for subscriptions).

3. Where the Data Lives

All records are stored in an encrypted database on your device (AES). The encryption key is kept in the operating system's secure storage (Android Keystore / iOS Keychain). Uninstalling the app removes this data unless you have made a backup.

4. Optional Backup and Sync

You choose whether to back up and where. Porul sends a backup file only to the destination you select:

• Google Drive: you sign in with Google. Porul asks only for access to its own app-private data folder in your Drive (the drive.appdata scope). It cannot see your other Drive files, and we cannot access that folder; only you, through the app, can.
• iCloud Drive (iOS): the backup is saved to your iCloud account.
• A folder on your device (Android / iOS): the backup is saved where you point it.
• Export file (JSON): a file you create and keep or share yourself.

The backup file contains your records listed in section 2. Whoever can open your Google, Apple or device storage account can open that backup, so keep those accounts secure. Those providers handle the files under their own privacy policies. Porul keeps a few dated backup copies (for example "latest", "yesterday", "last week") so you can undo a mistake, and a safety copy before a restore.

If you sign in with Google, the app uses your Google account only to reach that backup folder. We do not receive or store your Google email or profile on any server of ours.

5. Purchases

Porul offers an optional paid subscription. Purchases are processed by Google Play (or the Apple App Store on iOS). We do not receive your card or payment details. We receive confirmation of whether you have an active subscription, which the app checks on your device. Your payment information is governed by the store's privacy policy.

6. Other Services the App May Contact

Google Play itself may collect device and diagnostic data under Google's own policies; that is outside the app's control.

7. The Website (myporul.com)

• Calculators: they run in your browser. What you type is never sent to our servers or stored in a database. It may be kept in your browser's localStorage (your device only) and disappears when you clear your browser data.
• Analytics: we use privacy-respecting analytics that count page views, referring sites, device type (mobile or desktop) and country. We do not use Google Analytics, Facebook Pixel or behavioural tracking tools. Anonymous counts may be kept for up to 12 months.
• Cookies: none for advertising or tracking. Theme and calculator preferences are kept in localStorage and are not transmitted.
• Hosting and fonts: the host sees your IP address to deliver pages, and fonts may load from Google Fonts.
• Email: if you write to connect@myporul.com we receive your address and message, and use them only to reply.

8. How We Use Information

Only to run the features you use: showing your diary, budgets, loans and goals, creating backups you request, and verifying your subscription. We do not sell your data, rent it, use it for advertising, or build profiles. We do not use your records to train models.

9. Sharing

We have no copy of your records to share. Data leaves your device only when you start a backup, export, or share, or when a store processes a purchase as described above. We will disclose information only if required by law, and only what we actually hold (which, for your financial records, is nothing).

10. Retention and Deletion

• On your device: kept until you delete entries, clear the app's data, or uninstall.
• Backups: kept in your chosen destination until you delete them there. Porul prunes its own older rolling copies automatically. To remove cloud backups, delete the Porul app data from your Google Drive settings ("Manage apps" → Porul → "Delete hidden app data"), or delete the files in iCloud / your folder.
• Because we hold no server-side account, there is nothing for us to delete on our side. If you contact us about your data we will tell you that.

11. Your Choices and Rights

You can view, edit, export (JSON) and delete your data inside the app, switch backup on or off, and disconnect Google Drive. Depending on where you live you may also have rights to access, correct, erase, restrict or port your data, to object to processing, and to withdraw consent.

India (Digital Personal Data Protection Act, 2023): you may request access, correction, erasure and grievance redressal. Our grievance contact is connect@myporul.com.

EU / UK (GDPR): because we do not hold or process your records on our servers, we generally do not act as controller of that content. For the little we do process (such as correspondence if you email us) the legal basis is our legitimate interest in answering you. You may complain to your local data-protection authority.

California and other US states: we do not sell or share personal information for advertising.

12. Children

Porul is not directed to children under 13 (or the higher age required where you live). We do not knowingly collect children's data. If you are a parent who believes a child has contacted us, email connect@myporul.com.

13. Security

Your records stay on your device, protected by your phone's lock screen and the app's encryption. Backups travel over encrypted connections (HTTPS) to the provider you pick. No method is perfectly secure; protect your device and cloud accounts with strong passcodes and two-step verification.

14. International Use

Because there is no Porul server, your data is not transferred by us between countries. If you back up to Google Drive or iCloud, that provider may store it in other countries under its own terms.

15. Changes to This Policy

If we change this policy we will update the date above and, for material changes, tell you in the app or on this page. Using the app after a change means you accept it.

16. Contact

Privacy questions, data requests or concerns:
📧 connect@myporul.com
🌐 myporul.com