148 / day
What does it cost me to live for one day? Porul turns your rent, EMIs, insurance and everyday expenses into one daily number.
Know what your money means.
Porul is a private money diary. Log expenses in seconds, see what one day of your life costs, and check what your loans and goals really add up to.
Free to start. Works offline. No bank login, no ads.
Three questions most money apps can’t answer
2,124.70 vs 2,300
Is my loan costing what the bank said? Enter your loan and the EMI you were quoted. Porul shows the fair EMI and any hidden cost, side by side.
736 / month
What do I need to set aside for my goal? Give it a target and a date. Porul works out the monthly amount using compound growth.
Everything in one calm place
Kakeibo diary
Tap +, type the amount, tag it Need, Want or Oops. Porul learns your usual items, so each entry takes seconds. Based on the Japanese habit of reflecting on your expenses. Learn more
Cash Book
A separate book for a shop, a wedding or a trip, with its own money in and money out. It never mixes with your daily numbers, and you move an amount across only when you choose. Learn more
Daily Life Cost
Every expense you logged in the last year, spread over the year: one steady daily number on your home screen. Learn more
Ready to plan budget
Income minus fixed bills is the money you steer, shown as Ready to plan. It shrinks only when you actually pay, repay or save. No dozen categories to fill in first. Learn more
Loan calculator
Compare the bank’s EMI with the fair EMI, browse the full schedule, and test prepayment plans to see the time and interest they’d save. Learn more
Goal calculator
Set a target and a date. See the monthly amount needed, the projected value and how it grows. Track it with milestones. Learn more
Analytics
See your Need, Want and Oops expenses by Personal, Social and Career, and spot the days that spike. Learn more
Start in five minutes
- Set your currency and your fixed bills. Your budget knows what’s already spoken for.
- Log as you go. A few taps per entry. Tag it Need, Want or Oops.
- Add loans and goals when you’re ready. The numbers update on their own.
Built on three ideas
Numbers, not verdicts
Porul is a calculator, not an adviser. It shows you the facts and the figures. It never tells you what to do with your money.
Private by design
Your data lives on your phone. There’s no Porul server holding your finances, no bank connection and no ads. Back up to your own Google Drive, iCloud or a folder you choose. How privacy works
Yours, wherever you are
Pick from every currency in circulation and the number format you read best: 1,000,000, 10,00,000 or 1.000.000,00. Works on iPhone and Android, online or off.
Why “Porul”?
Porul (பொருள்) is a Tamil word that means both wealth and meaning. We built the app around that idea: money matters because of what it means in your life.
Each day, the home screen carries a short couplet from the Thirukkural, the ancient Tamil work of wisdom by Thiruvalluvar.
Try Porul today
Start with one entry. See where your day goes.