Your first week with Porul

You don’t have to use every feature. This routine builds the habit first and adds tools as you need them.

Day 1: set the foundation

Set your currency, your expected income and your fixed bills. Your fixed bills tell the Budget what’s already spoken for each month. Your Daily Life Cost starts growing as soon as you log your first expense.

Days 2 to 4: just log

Log every expense in the moment, when you can. Tag each as Need, Want or Oops, and pick a domain. Don’t worry about being “right”: the tag is your own judgement. Within a few days Porul starts suggesting your usual items, so entries take a few seconds. See Kakeibo.

Day 5: look back

Open the Transactions screen and filter to Week. Look at your Need, Want and Oops totals on the home screen. Notice patterns; there’s nothing to fix yet.

Day 6: add a loan, if you have one

Enter the amount, rate and tenure, and the EMI your bank quoted. Porul shows the fair EMI, the full schedule and any hidden cost. Try a small monthly prepayment in the planner to see what changes. See Loans. (Premium)

Day 7: set your plan

• Open the Budget tab, look at Ready to plan and set an Everyday Budget for the month. See Budget.
• Create a goal with a target and a date, and see the monthly amount it needs. See Goals.
• Check that your backup has run.

Running a small shop, or planning a wedding or a trip? Create a book under Settings, Cash Book and keep that money in its own book from day one. See Cash Book.

After a week you’ll have a Daily Life Cost that reflects real life, a first view of your expense pattern and a plan to work with.